first question to ask in all cases:

is there a government involved in the money?

the answer is yes, then there is a problem.

separation of money and state.

better still, separation of humans from the subhumans who hide behind the fraud called government. put them in the depths of a volcanic caldera, asap, every last one of them and all the do-nothings who work for their instituted bureaucracies that do nothing except hide the real hands behind what's going on.