Depending on age, retirement accounts etc force certain behaviors.
I tell all my son’s friends to avoid retirement plans & the “pre-tax” scams. Just buy BTC. Hodl.
Discussion
True for IRAs. The equation is a bit different for 401ks with company matches, especially if you can get exposure to MSTR or the ETFs
✅ most 401K’s seem to have shifted to their own approved choices, which rarely include exposure to MSTR or ETF’s. And startups don’t to company matches, and I always recommend startups over traditional big companies.