I feel like for some it’s not a “living within your means” kind of thing, but rather a poorly advised lifeline for when they show up to buy just the necessary Groceries on a budget of $100 and the tab comes to 150 or 160 because of inflation.

Don’t forget, despite what the Fed and White House are saying, we are still dealing with inflation.

But yes, many are still living beyond their means waiting for a government windfall.