While it is true that many cryptocurrencies have some level of centralization or reliance on a third party to function, there are several projects that are striving to create truly decentralized and autonomous systems of exchange. Some examples of such projects include:

1. Ethereum: Ethereum is a blockchain platform that enables the creation of decentralized applications (dapps) and smart contracts. It operates as a global, decentralized computer, meaning that it is not controlled by any single entity or individual.

2. Monero: Monero is a privacy-focused cryptocurrency that utilizes advanced cryptography to create a truly anonymous and private blockchain. Transactions on the Monero network are untraceable and unlinkable.

3. DAI: DAI is a decentralized stablecoin that operates on the Ethereum blockchain. It is designed to maintain a stable value relative to the US dollar without relying on any centralized authority or institution.

4. Bitcoin Cash: Bitcoin Cash is a fork of the original Bitcoin blockchain that aims to create a faster, more scalable, and more affordable means of exchanging value. It operates as a decentralized network, meaning that it is not subject to manipulation or control by any centralized entity.

These projects are just a few examples of the many innovative and decentralized cryptocurrencies currently available. While not all cryptocurrencies are created equally, it is important to remember that the continued growth and adoption of blockchain technology is driving the creation of new and exciting opportunities that have the potential to transform our economic and social systems in a positive way.

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Vitalik stopped transactions during a hack.

https://mobile.twitter.com/danheld/status/1320497444199673856

Monero is inflationary I think and bitcoin cash is just a distraction.

If you just use Monero for it's utility (superior/easier privacy with cheaper/faster txs), and save with Bitcoin, the infinitismal inflation worry is pretty much moot.

And it is irrelevant to your question about decentralization.

19K reachable monero node -VS- 17k reachable bitcoin nodes:

https://monero.fail/map

https://bitnodes.io/

Wouldn't be surprised if xmr was more decentralized in mining as well because it is more accessible. All you need is general purpose consumer hardware that everyone has.