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I’m arguing usury is immoral, and I’m arguing that consumer loans are high time preference under a sound money standard.

I gather that your reasoning for arguing its immorality is explained by nostr:npub1qfkcklnmes45z75y7y8dkud5yll8vp5eq5ysk9rmgqdxeasv8unsrfj6kq's link, right?

So I can analyze that directly.

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Yep, go head. It’s a good read.