most normies can't handle the percieved volatility of bitcoin. STRC and STRE strip the volatility for normie peace of mind, yet deliver the stability they desire, all while people who want an investment that can deliver positive returns in bitcoin terms, not just fiat debasement fake returns
If fiat collapses in 5 years, then "refining" it into products normies want will have been a waste....if fiat lasts another 50 years, it is genius