Any money they will make will be diluted out when they start printing more and more XRP and Eth. Which will happen if they actually merge with or become CBDC’s, because the state needs that functionality over all else and it all falls apart if they can’t print more even if they have the surveillance features.

Your friend, and someone I know too, is just rugging himself lol It’s easier for the state if people choose to give up their dollars for the CBDC if they are that gullible.

I have a mentor and business partner that believes similar to your friend and I can’t get through to him lol I think it’s because he sees it as a way to make lots of dollars in a speculative manner.

I also think it’s because he doesn’t get that XRP and bitcoin are not the same kind of thing. He is grouping them all together as crypto and extending Bitcoin’s virtues out to everything under the “crypto” category in a classic logical error.