I’m using balance transfers to pay off my 8.5% heloc.
Lock in a 3-5%balance transfer at 0%, then attack the heloc with my paychecks, and once it’s gone, hammer the credit cards/do more balance transfers to buy more time.
Not a super fun game but it is what it is
What heloc rate would you keep rather than pay off?
Anything under 5% is great. It’s fallen to 7.5%, still paying.
Honestly $STRC arb is interesting
HELOC payments can be ammoritized up to 20 years. Most of the early HELOC payments are majority interest. But if the Bitcoin thesis is a 10X from current prices within the next 20 years ... might be easier to keep the HELOC, rather than playing 0% credit card balance transfer leapfrog. Thoughts?
Mine is 10 years, 6 years left.
I think you’re right… let btc run
