Lol can't argue with you there! If anyone were to pay men in any of that I'd be swapping it the moment I got it or just ask them to swap into real BTC ain't nobody got time for that

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I don't understand, why just make payment directly in bitcoin or LN?

If the fee is high, use LN, simple.

I don;t think people are using wBTC for the fees, they're trying to earn a yield on these various liquidity pools or borrowing against it to get stablecoins

They want gamble?

Most likely yes, and pretend like they're "investing"

Investing by give buck their bitcoin? 🤣

Lol not a guarantee that they'll get it back, so many pitfalls, impermanent loss from liquidity pools, MEV sniping, redemption risk, the list goes on