You could run your own Whirlpool instance too AFAIK, is all FOSS.

Same issue remains, however.

Samourai are working on a decentralized coordinator model with a shared liquidity pool that will solve for that issue from the ground up, that's the only model that will really work IMO.

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If you run your own instance I'd assume you could easily change variables to set fees to whatever you want as well.