For those currently working for someone else as an employee, their labor is already held hostage in your employees custody. Trusting an employer to manage a mint doesn't add any new risk vectors, it eliminates banks from the equation.
'Payroll Mints' seem a potential product/market fit, hopefully shortening pay periods once the toll booths operators are gone. i.e. hourly/daily, rather than weekly/bi-weekly payouts.
'Redeeming' earned eCash through LN, topping off LN spending wallets on its way into on-chain savings. Obfuscating our public earnings thru eCash & LN, before privately allocating savings into the public on-chain ledger.
This IS The Way!
my father used to get his paycheck from his employer every week in an envelope in cash
that was 30 years ago
sound familiar?
I have learned the hard way as an independent contractor to ALWAYS get paid at the time services are rendered. I've literally had clients call and stop payment on checks before I could drive straight to THEIR bank to cash them. Experience taught me to NOT deposit into my own accounts, to just eat the fees for non-account holders, AND to offer a discount for paper cash payouts to avoid these risks and headaches entirely.
I foresee LN redeemable NFC 'payroll' Nutstashes evolving as reusable expense, stipend, and payroll payment keychain doggles.
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