Totally agree. For a noobie custodial UX is easiest.
But I live in the United States and nostr:npub1hcwcj72tlyk7thtyc8nq763vwrq5p2avnyeyrrlwxrzuvdl7j3usj4h9rq is no longer offered here. WoS decided to pull their app from the App Store instead of comply with KYC (or whatever regs it had to comply with). And I applaud them for that 🫡
At the birthday party I mentioned attending, we tried using Cash App, but the app required them to provide a government-issued ID to receive Bitcoin. And they didn’t want to do that.
So I had them install Phoenix Wallet.
I sent them $10 of Bitcoin on-chain (instead of via Lightning, because explaining Lightning and liquidity to a noobie at a birthday party was just too overwhelming for them).
