That was me a year ago moving from Bulgaria with bulgarian and lithuanian bank accounts paying Bosnian bank transfer fees. 5 euros, same price, flat fee, up to the max withdrawal on the machines.

The pain is double, not just those fees but no other lower cost way to get funds into the local jurisdiction.

The only solution was to pull the maximum, which was about 250 euros, meaning a 2% minimum fee.

This is the norm where the money is not Big 4 currencies, the banking systems of those are very hostile with fees to outsiders. In those places, cash is best for most dealings in the local area, and pulling it out in this kind of volume.