Thinking about the price of things in BTC bends your brain at first,
and then makes the long-term picture very clear.
Discussion
I don’t like spending my precious.
I like spending dirty fiat. This will always be my biggest issue to deal with. 
Spending fiat is fine. Owning fiat is the problem.
Spend borrowed fiat via credit cards and pay down the balance with bitty every month. I’ll shill nostr:npub1ex7mdykw786qxvmtuls208uyxmn0hse95rfwsarvfde5yg6wy7jq6qvyt9 new Bill Pay product, which makes this process quite easy. Big fan
I use Fold.