Making the choice to ossify and be conservative is a valid approach and strategy for a protocol.

But many Bitcoin maxis erroneously equate not changing Bitcoin's protocol as "playing it safe"

Not changing is also a choice. Bitcoin is not avoiding risk and consequences by doing this. Big difference.

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It's best to keep BTC the same as it is.

For bigger blocks and updates through hard forks there is BCH and it could inherit SHA256 miner security if some assumptions in BTC don't play out as intended.

And for everything else there is Monero.

100% agree

Just pointing out either choice is a risk and doesn't skirt it's own unique consequences