We just need to tweak the UI/user perception for what these NWC logins are for... In the sense that you can create budgets and give to service providers and it will be fine.
Discussion
they call it zapplanner and it's integrated into hub. heres the standalone version:
This is what we try to achieve with the 1-click connection flow. The app / subscription service can set the budget, permissions needed, etc, and then the user can see the details and only needs to click confirm and will be instantly redirected back to the app.
Then the app can pull up to the specified budget each month from the user's wallet.