Yes, more of the cost remains with the person who produced the cost. There's no get-out-of-bills escape clause because you can't just pass the buck to the Federal Reserve.

Your immediate family and neighbors are going to be stuck holding your debts and suffering under their weight and they know where you live, biatch. Even if you try to run away, they have a strong motivation to chase you down or make sure that your reputation precedes you.

Shotgun weddings used to be an actual thing, under the gold standard. Just sayin.