And because the government pays the bills and on the surface everyone is taken care of, people’s neighbors and families don’t intervene. In a society without that government bail out? We can’t stop you from walking out on your spouse and children but you better have a very good reason. Otherwise you might end up without any friends in town and family that has nothing to do with you. Without the above mentioned money printing, how many people are moving around at a whim? That’s something that is enabled because developers can borrow billions of dollars, in aggregate, and build millions of prefabricated houses. Without that? Moving and starting over somewhere else because you burned your bridges in the community you were born in just became harder.