The suggestions my bank just gave me to raise my credit score was to take out a mortgage. They can eat a fat dick. I own my land and house free and clear, the hell I need a new home for?
Discussion
I couldn't get my score above 800 without a mortgage no matter what I did. But sub 4% on an investment property in 2021 was too good to pass up, keep the real estate and stack a bunch more sats? And rent covers the mortgage? Yes please. Did boost my credit score too, so more potential in the future to short the dollar at the right opportunity
I was lucky and my family passes down land. We do require buying it from each other but at mid 19th century prices.