Dont use coinos, its custodial and has a account blacklist

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I appreciate the info, but why do I need to care about those two things? New users need a bit more information.

Why you need to care? Because this wallet could block access to your bitcoin and has built in functionality to do so. Happened to me. It’s like a bank..

Meh, you shouldn’t be keeping much in your zap wallet anyway. I’ll load it as I need it with a few bucks.