I don't get it. Why not just use a lightning account?
Discussion
More scalable than lightning self custody, and more private and less chance of a rug pull than lightning custodial.
If you don't want to run your own LN node, you're either using a custodian/LN-HUB that can see all your balances this makes it easier for people who choose to go custodial to have privacy since the mint is blind to what goes on.
