I don't get it. Why not just use a lightning account?

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privacy

More scalable than lightning self custody, and more private and less chance of a rug pull than lightning custodial.

I think its the term eCash and token that triggers a lot of people, :P

It's no different than custodial anything else though. Definitely no worse (and actually way better) than WOS etc.

Just a matter of words.

If you don't want to run your own LN node, you're either using a custodian/LN-HUB that can see all your balances this makes it easier for people who choose to go custodial to have privacy since the mint is blind to what goes on.