Self hosted "Actual" is pretty good. Then PWA for mobile use

Nope. I live a simple life and don’t buy many things so it’s not necessary.

I used to many years ago and then I realized that was a pain in the ass and stopped. I'm happier.

I buy as much bitcoin as I can, and the rest I spend

Been using YNAB for a few weeks. Bit of a learning curve in the beginning but I like it.

I save all i can in bitcoin, i spend money only on essential stuffs

I would never allow an extra app to sell my financial info

I have a minimum number of accounts and that lets me have an easy running tally in my head for what I can spend/invest every day