GM

The workman is coming back a third time to fix the many problems he caused while fixing the first problem.

This seems to be a normal thing.

This is why I hate real estate.

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Be a renter. Its how I live. Not without its problems but not those problems. Good Moaning Mike. #Keepitup #Grownostr

I am already a distressed, unintentional landlord 😂

Indeed, KYC is intrusive, if you aren't working or on a low income, impossible for nicer place. If you have the cash, usually they will accept you paying 6 months in advance.

As I said, not without it's headaches but without the headaches you have owning a place

Having seen both sides and not wishing to become a digital nomad, I’m sticking with owning, but it is far from ideal.

Yes, I would too, if circumstances were different but I am where I am. I try to make the best of any situation. Don't always succeed!!

I’ve seen your posted photos of your view of a London canal from your apartment. I think you’re doing pretty well 😁

Having to move though 😥

And it helps having a more affluent woman by my side.

Next stop, Thames view. Just

From a normie point of view, my wife is more affluent 😂

Thames view 😍

We are both working class kids. I guess she wins there though, being a Soviet kid. As I work for Trumpton, despite what people would have you believe, my pension just won't cut the mustard. They've rugged us twice now. I have had to work an extra 5 years to get less of it. If I get it at all. Fortunately for me, swmbo understood my btc fetish. I'm no OG (should have been but those pesky circumstances) so had to start over.

Our future is rosy

I should send you a draft copy of my grandfathers book I am making ready to publish.

He was a gunner in the royal navy from 1898. They medically discharged him a year before he was entitled to his full military pension, he spent the rest of his life fighting them.

My Dad became very successful, he published 2 books during his lifetime. I've managed, despite severe setbacks to build on that.

Bitcoin will change a lot of lives in the next few years.

I think you're going to do very well.

Some advice from somebody who has gone up and down the wealth scale a couple of times. Enjoy the ride up, I didn't the first time, I'm very much enjoying it this time.

Good advice and thanks. Although I have been on this trampoline before. I never achieved high highs before but I've definitely dug a hole or two. I try to enjoy as much as possible. In my line of work you learn to appreciate the little things. They are all too easily taken away.

Renting in the UK has become a little silly too. Not the idea of it but the faff and KYC linked with it especially if you’re between jobs - some asking for proof of 6 x the yearly rental in savings. For a £1000 monthly rent that’s proof of £72k in savings. Madness.

A family friend needed to rent a home for herself and 3 kids, for an unimpressive 4 bedroom home in the south London suburbs. She could afford it easily having sold her house and sitting on a large pile of cash, but she required a combined income of £120K / year to pass the automatic rental checking system the landlord used.

My wife, being a normie with a good job had to act as guarantor meaning she was credit checked, which included her getting a letter from her NHS employer, the CEO of the trust, to confirm her salary and long service.

Exactly. It’s somewhat ridiculous - also seems to make no difference paying it all upfront.

The UK is out doing the German beauracry these days.

True

Aarghh! Are you still bringing them their tea though??

GM Mike - time to put your tool belt on

You can’t even begin to imagine how little I know about DIY 😂

Proof of work isn't what it used to be. Had to pull out of an apartment purchase as the work was so bad my mind was blown. Even when pointing out the things to fix, they played dumb.

GM 🫂

Have a great day 💜