That's a solid point, and I use my Friends and Family wallets primarily for my wife and daughters. They don't really have any way to set up connections themselves, so they just have to paste in the connection string I initially gave them whenever they want to connect to another service. And sure, a couple of them may be interested enough to run their own Alby Hub at some point, where they can manage their own connections, and manage their own liquidity.

It would be nice to see a tool where those with hosted wallets have a means of managing such things. I suppose LNBits does this, giving each wallet its own .onion address and the ability to create login credentials. LNBits' interface is just a bit intimidating for most folks.

I think it is needed, though. There are going to be a lot of folks who want to have some ability to manage their wallet, but don't want to have to worry about managing liquidity and such that comes with running their own node. Right now, that would require them to use a major custodian like nostr:nprofile1qyt8wumn8ghj7un9d3shjtnrda5kummn9e5k7tcpzfmhxue69uhnztnwdaa8gu3wvdhk6tcpz9mhxue69uhnzdps9enrw73wd9hj7qgewaehxw309ukhqatz9emk2mrvdaexgetj9ehx2ap0qyv8wumn8ghj7vfsxqhrvd3wxyuzud3e8g6rsdpc9uq3jamnwvaz7te38yezuvfk8qhrzt3jxvur5dfsx5cj7qgewaehxw309ucnjv3wxymrst3s9ccn2vf6xsurgwp0qyd8wumn8ghj7vfexghrzd3c9ccnwwpwxuur5dfsx5cj7qgewaehxw309uerz6tyv4shxtnwdaehgu339e3k7mf0qy6hwumn8ghj7v3nv9ekgenpwdnryu3nxsckwmnzwfexs6ngwankwctyvenxwctnveekzerxv9ekzenp9eu8j730qqst4qyeqenw7zm0fwjsty68h6cnys5jre2xd8ngqpjv5a2j26s78fsp83l9e, but it would be preferable if they could have some ability to manage their own wallet hosted with someone they trust running the node.