Unfortunately it has a much bigger problem which is its inability to preserve capital over time
Discussion
So does your credit card, you checking account and your fiat dollar. It's not designed for preservation of capital, that's what btc is for. It's for transactions privately.
Sure thing brother- but I would be careful about expecting privacy with monero these days
Especially if you are swapping back and forth often.
Ecash and further layer solutions will work much better in the future