Good armchair quarterbacking there. Once you become a father, you'll know what I mean. Not before.

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Probably I will in the coming couple of years, but I don't think it makes a difference to my argument. It takes just a little bit of looking around to notice that there are a lot of very immature parents and many instances of extremely wise childless people.

Pointing out exceptions proves the rule.

I never said anything about wisdom. I'm referring to overall maturity, time preference being one example of that. One can be wise without being mature.

I agreed that what you said in your OP is probably true for most people. However, I don't see how you can be wise without being mature, but I don't really want to argue about definitions.