i think retirement is a spectrum. i hope ill be working more and more for fun / fulfillment as my 'retirement' job. I'll only stop working once im unable / real close to croaking.

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well, me too

i am just asking for the point

when you dont have too !

all your actions and decisions would be independent !

If my daughter was set and earning, i could theoretically stop at that point and live off basically nothing, doing nothing if i wanted to 🙂