Good Afternoon!
How is your stacking going?
I hope you do well !
At which point in fiat terms would you retire ?
What you would need to live a life without income.
I dont want to know age or sats amounts.
My in todays dollar term retirement number is:
2,000,000 USD
with less it would be hard to live.
a 1 million is not what it was anymore.
Have you ever thought about it?
When do you leave to fiat mine?
(retirement meaning no more income)
i think retirement is a spectrum. i hope ill be working more and more for fun / fulfillment as my 'retirement' job. I'll only stop working once im unable / real close to croaking.
GA
Yea around that number I guess
But no way near yet🫣🤣
i am also far away
guess we have to stack even more
I would get along with 1M.
With Bitcoin Price appreciating over time that would be the Point of escape velocity.
yeah you would think,
with only +20% each year
you could take out 50k to 100k per year
but burning 5% of my stack in one year
would be to much for me
i would rather go with 1%
That would be better I know but I would trust in Bitcoin doing its thing and risk that.
i would rather wait some more years
True. If you got it that far, do some more fiat mining without the pressure to „have to“ 🤝🏻
GA
1M USD
yeah if you keep the change in sats
but if there was a -50% bear
i would go back to stacking
Buenas tardes Tuvok 🫡
I don’t ever wanna stop “working” in the sense of dedicating effort into purposeful activities.
But I try to live a minimalist lifestyle, not needing a lot of Money , so that in time 1 Bitcoin will be enough to not having to fiat mine
Good Afternoon 🫡🧡
Great topic…
Since I am based in the global south. I would say that number drops significantly here.
yeah, i hope so
See you in Valhalla 🦾
Good afternoon tuvok 🥰🥰
If you apply the financial market rules to Bitcoin:
The 4% rule says you can withdraw 4% of your portfolio per year — meaning you need about 25× your annual expenses to be financially independent.
With Bitcoin, assuming a long-term 10% real return (which is quite conservative), you could theoretically withdraw 5–6% per year.
If you stick to around 4%, your portfolio would likely keep growing over time (in usd terms)
Example: $40,000 annual expenses → ~€1 million needed.
If you only need only $20,000 a year (e.g., living in Thailand or a low-cost country), you’d need about $500,000 — but that’s a riskier setup.
The question is: how high are your annual costs? 😜
We won the cosmic lottery just by being born in the first place and we only have so many precious life minutes in this universe to enjoy it. So, I try to enjoy what I can while I can. I’m not rich and I’m not retired, but I don’t wanna defer the good times to when I’m not as able to enjoy them. I know that’s not very low time preference, but hey, you could choke on a peanut tomorrow. I wanna make money doing things I enjoy until the day I die.
you need much more than that
btc makes you poorer every day
put it into tech, the glory 7, nothing will change in the next years,
and some into the general market (which is mostly tech too)
sell options for income
shortest timeframe as possible
i found the sweetspot in the weekly
let them expire friday
sell the wheel monday
practise your hobbies all week and weekend
enjoy life
