Oh really? Is KYC verification required to use it? Or is the fact that you're linking your bank account sufficient confirmation of identity?

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It's all fiat, so yes KYC is required

How do they do it? Do you just enter your personal information and they check it? Or do they require scanning your ID?

Yeah it's automated scanning of a residence doc

Well that sucks. My problem is that my ID expired at the end of August and I can't get it renewed for another month or two. And those bullshit ID scans always reject expired ID.