Nostr Web Client

Bitcoin as digital real estate is an argument that makes a lot of sense to smart investors.

You have $500K in cash. You could buy a property & rent it out. Sure. Is there risk? Fuck yes. A tremendous amount of risk. People underestimate it constantly. Real estate renting scammers are professionals. They will bankrupt you. Not to mention rates, maintenance, insurance costs etc etc.

Orrrrrrrr you could buy BTC. Your “renters” are perfect tenants for 3 out of 4 years in a predictable cycle. Nothing to fix either. Rates are fine, insurance is your ability to protect via cold storage. Reinvest & build your business during the good times to protect against the predictable down times. 🤔🧐

Reply to this note

Please Login to reply.

Discussion

BTC_P2P 1y ago

And for the billions of humans who don’t have 500k, Bitcoin is an option no matter how little fiat they have. Whereas real estate isn’t. It’s a powerful difference.

nobody 1y ago

Yes. I’m talking about people of a certain age (2nd vacation home buyers etc) & heavy duty investors that always argue real estate being “safer/better” than “the market” & especially BTC.

I know a lot of them. I’m GEN X & this timeframe is flooded with them.

Laeserin 1y ago

Well, there's a difference on purchasing a modest home to save on rent and have a better neighborhood to raise your children in, and investing in rental real estate or flipping McMansions.

nobody 1y ago

Yes, that’s a very obvious statement & not the point.

Laeserin 1y ago

Well, it may be obvious to you, and it is clear that you are speaking about true investment properties, but most people I speak to don't understand the difference and I suspect some of the other people in this thread also don't.

nobody 1y ago

Absolutely 💯.

It’s an interesting time to be sure. The owning argument has kind of flipped & renting (with flexibility) is probably a better option for young people starting out at the moment.

Rent, and convert the down payment you would have used for the home into BTC.

Wait for rates to come down again (if they ever do) to buy a reasonably priced home to raise your family.

There’s a lot more to think about for young people/families than when I was buying my first home in the late 90’s.

Laeserin 1y ago

Yes, but they are now facing crashing home prices and skyrocketing apartment rental rates, at least in some regions.

Our rent just increased 20% in one year.

Maybe it's different where you are, but Germany is a rental madhouse, now.

nobody 1y ago

Leave Germany.

Tradeoffs. Decisions.

Laeserin 1y ago

Central Texas is the same. As is Maryland.

It's mostly immigration or relocation, and the demographic shift to singles in apartments.

nobody 1y ago

🤔

BTC_P2P 1y ago

Yeah I suspect for that small but wealthy cohort of investors it’ll take about a decade for this realization to materialize. It’ll happen but it’s a ways out imo.

Des Imoto マキシ 1y ago

Yes, this works during the adoption toward hyperbitcoinization. In that #Bitcoin is not only a SoV during that time, but also gains in purchasing power. To be accurate, one should not conflate the terms Investing and Saving.

nobody 1y ago

Terms investing & saving will be confused for a loooong time. It’s hard to undo what has been done to society. You could add the term gambling in there too.

I understand your point but I would bet that a very very high % of normies would not.

nobody 1y ago

One question. Are you assuming that BTC will slow or stop going up after hyperbitcoinization?

“It’s going up forever Laura” isn’t just a funny meme. It’s the absolute truth. It is going up in value forever. That’s the math.

And it should. It will force people to decide if the “value” of what they want to spend BTC on is more than holding BTC. This is the “scarcity in money creates abundance in everything else” argument (Jeff Booth, Price of Tomorrow).

Des Imoto マキシ 1y ago

It will not increase in purchasing power after hyperbitcoinization…in that it will be 1:1 value to value. True price discovery. Yes, innovation and productivity increases will make existing products and services more affordable, capital allocation decisions will flow towards those things that improve value to society (companies like Boeing or Tesla wouldn’t survive and we’d probably all fly on individual drones already if the trillions would have flown to value rather than bailing out Boeing with 1940s tech). And yes, we would then live in abundance, focus our energy on art, beautifully architecture, inventing things etc. But it’s not investing in Bitcoin. You would invest your Bitcoin in a building things. Or earn Bitcoin. Or Save it for later.

nobody 1y ago

We are in agreement fren. 🫡👊🔥👍⚡️⚡️⚡️🚀🤝🤝

What a beautiful vision for the world.

Mr. Sat Stacker 1y ago

Real estate is illiquid. Can't sell part of your home to repipe the plumbing or repair a roof or replace the hvac.

Have to have cash on hand or an HELOC with funds so you can borrow your way out.

In a proper monetary system, where the value of our money goes up each year, people will abandon housing for better stores of value.

Housing is a depreciating assets/liability (if you have a loan) needing constant insurance payments, maintenance/repairs and subject to govt taxes /assessments.

Rent seekers are gonna get reckt in a sound money world.

nobody 1y ago

🔥🔥🔥🎯🎯🎯🎯🎯👆👆

Laeserin 1y ago

You have to pay the costs of home ownership for the property you live in, whether you rent or buy.

You pay for your own home or for someone else's.

All renting does is make it easier to move, while leaving you without a title.

nobody 1y ago

20% of $400K is $80K. What does $80K invested in BTC look like in 2026?🤔🧐🧐🤔

The decisions aren’t easy for sure. But there are decisions to be made. And tradeoffs.

The Daniel ⚡️ 1y ago

A friend of mine bought a house in Florida planning to rent it out, but discovered the original owner failed to disclose a major plumbing problem that the inspection didn’t reveal (the toilets didn’t flush if it had just rained), and had to choose between doing massive ground excavation work to fix it or sell the property at a loss.

And he still thinks real estate is a good long-term investment.

nobody 1y ago

Yup. Also IF you want to be a landlord, video record every single interaction with the renters. Video record the entire property at time of rental with them in tow.

Had a friend deal with renting pro’s (that had kids btw). They claimed electrical issues & wall wiring fire hazards. The renters are the ones that created the problems purposely.

Took him 2 years to get them to leave, after he paid them to leave & they didn’t pay one cent in rent that entire time.

HUD complainants they filed etc & renter protection laws.

Game on if you want to get involved. It’s a real game.