Only thing with coinos is they hold the keys and there is no back-up phrase. Too mich dependency
Discussion
That's the only one I know with all 3. Aqua also kinda does. It just doesn't hold any sats in LN.
What do you mean it doesn't hold sats in Lightning?
It uses Boltz to swap any LN payments into liquid. This design escapes the issues with channel management but can get expensive when you swap often.