Human memory is unreliable. Just like one writes down their seed phrase, I also wrote down wallet descriptors, signing devices used, preferred software, etc that are easily accessible and interpretable to my family.

Someone could come across this documentation but they won’t have the key information to access funds.

Also, it’s all stored separately.

In the end, I have peace of mind should anything happen to me unexpectedly. My family will still have access to our funds.