Bitrefill visa cards for purchasing and paying bills and/or selling sats on RoboSats when necessary – Amazon gift cards for buying necessities, and Zelle payment can go directly to the mortgage for example. Also there are some bitcoin wallets/providers who will give you a virtual bank account number which can be used for fiat expenses.
Discussion
Also, another important aspect:
#V4V means exchanging whatever we can with no fiat involved whatsoever. We trade with neighboring producers for their products that we don't produce ourselves. So we have vegetables, eggs, meat, dairy, baked goods, etc all covered.
#CircularEconomy means exchanging #bitcoin directly with other businesses that accept it. We buy coffee and some value-added products from producers around the world and pay directly in Bitcoin.
Basically– Avoid fiat at all costs, and exchange as few sats as possible back to fiat only when absolutely necessary!