Incidentally, you reminded me of an opposite problem which I encountered twice with banks in Spain. I had negative balance and blocked account (because they wanted to close my account, because I sold btc :)). Negative balance - they want me to pay them. Blocked account - they refuse to allow me to pay. Actually, they did allow me to pay, but I had to jump through the hoops, only in cash (I thought cash was evil), in person, had to wait until they unblock the account. I regret I have not let them sue me - which they threatened to do, I would pay them with bank transfer, have it returned, and have them explain this to judge. Bank would be suing me because they were unable (or rather unwilling) to accept bank transfer from me.