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My household income is 55k, and we struggle to make ends meet.

Apparently this is NOT low income. I don't understand how 'low imcome' households survive at all

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It depends on where you live. That income where i live is considered low income/poverty levels

It fuckin should be where I live too. One of the most expensive area's in NA. It's nonsense

Well it depends your DTI ( debt to income ratio ) google it .

No it doesn't

I know it gets harder everyday . But if you get into alot of debt then is even harder . Thats what im trying to say .

Oh I see. Yes 💯