yes!

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So… can you trade that score for some sats?

probably

I have a neighbour / friend who spends time each month managing his credit score.

He also advises me what to do with my tax allowance savings, I forget the term he uses.

We don't understand each others financial view of the world.

it has its advantages & disadvantages. overall, this system is shady & lack transparency. it lacks standards & they use algorithms that lack testing for coded human bias.

My view of credit scores is entirely derived from the film "The Big Short"