Yeah, me too. But in my own field-testing, the novelty wears off quickly that I am paying a premium using Bitcoin.

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what's the premium? the sats spent for the transaction? those few sats are worth it for me.

Vast majority needs to see NGU first.

The few sats spent for sending a transaction to the merchant are negligible.

"use the cash you were going to spend to buy back the sats that you just spent" - It is this step that usually involves paying a premium.

fees are minimal on strike. that's what i use. and i don't worry about the small fluctuations from spend to replace.

That's fine. You do you. I'm just answering your question where the premium is; and, it's not just the few sats spent for the transaction.