Yeah, me too. But in my own field-testing, the novelty wears off quickly that I am paying a premium using Bitcoin.
Discussion
what's the premium? the sats spent for the transaction? those few sats are worth it for me.
Vast majority needs to see NGU first.
The few sats spent for sending a transaction to the merchant are negligible.
"use the cash you were going to spend to buy back the sats that you just spent" - It is this step that usually involves paying a premium.