Some people are arguing the moral use case of money, but that presumes one group can stop another group from using money, but they can't. That's essentially the same as arguing, "Speech is bad because some people say bad things." It's not an argument against money. It's an argument against freedom and for bondage.

But the reality is, no person can fundamentally decide a different person can or can't use money, and if they think they can do that they are revealing they think of themselves as God. But not even God himself makes that argument.