i wanted to send $100 from bitcoin jungle to xapo. costs 50 cents.
sending $100 from my credit card to wise.com costs 48 cents.
Lightning is a total joke.
Discussion
Again, never seen any LN transaction anywhere near that sort of level and I've been using it for years. Receipts?
If you don't believe me or don't get it, I don't have time to try to convince you, sorry.
These are the fees on the Lightning Network when you send to a less often used wallet, in this case Xapo. The black screenshot is Phoenix wallet, the grey one is Bitcoin Jungle. Bitcoin Jungle fees are in Costa Rican Colones, its about 50 USD cents. Maybe nostr:npub14f26g7dddy6dpltc70da3pg4e5w2p4apzzqjuugnsr2ema6e3y6s2xv7lu or nostr:npub148qm45zettnf6ekgkatnyfadunxwjpu8sy88mjdsgwc5f202d93qmejra7 can say something about it? 
Just for comparison: If you send EUR with your credit card to wise.com it costs you 48 cent for a 100 EUR transaction and it is instant.
That's fair, cheers for sharing - the only thing I can say is that the companies probably need an income stream so centralised services are more likely to charge, but if you're using your own node to someone else's own node then the fees shouldn't be anywhere near that - unless you're lumbered with a really expensive route as your only option.
it is like telling me that if i want to avoid the bank transfer fees, i can put the money into an envelope and send it by snail mail or bring it myself to the receiver.
How much effort am i willing to put into small payments? Not a lot. And i have a good technical education. How does one sell the advantages of using lightning to a normie when there are none?
I just use a card or a paper bill. Having to run your own node to spend small amounts is just the future of retardation, not the future of finance. IMO.