The real problem is that the cost of living is artificially inflated by government regulations and printing money. Inflation, zoning laws, building code, food regulations, travel restrictions, just let crony corporate oligopolists raise the prices of those things. Who knows what could be, without government. For all we know, even the lifeguard could 3D print a cabin and plunk it down on the beach; voila, a beach house for the lifeguard. Maybe not everyone will own a home, eat organic or travel but these things would become more accessible and the class divide would shrink with government interference.