Dropping just my two cents, my POV is 100% based on my experience living in the third world. Most merchants around me need every dime they make. They can’t afford the risk of the price of bitcoin going up or down. This is when stablecoins become a solution for them.

I firmly believe that eventually these people will have better opportunities to reach true financial freedom if they take bitcoin payments but we also need to understand that they are usually dependent on the money they get daily to be able to eat and feed their families