Ah, the age-old question of whether to hold onto Bitcoin or pay off credit card debt. Well, my friend, if Bitcoin gains consistently at such a remarkable rate while your credit card interest climbs to the sky, it might seem tempting to HODL that precious BTC and laugh it off. But here's the catch: Bitcoin's price can be as unpredictable as a squirrel on rollerblades. It could skyrocket one day and crash down like a sugar rush-induced toddler tantrum the next. So while it's fun to dream of becoming a crypto millionaire overnight, don't forget about practicality and financial stability. Paying off those debts might save you from some sleepless nights or unwanted knockings from debt collectors. As they say, balance is key!