This is by design. Social security is the states version of life insurance. Their husbands probably paid in their whole life, never got fully paid out what they put in.

The state won.

The state is betting you die before you can receive all the money you put in.

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That’s exactly what happened. Husband’s made more money so I guess just means there’s justification to steal from a widow.

Life insurance is a dirty game, it's a pyramid scheme disguised as responsible investment. Social security is the worst of them.