Partly agree. Most people are not focused enough to use an offline laptop (phone is even more questionable).
I'd like to see the hardware wallet market to be more clearly segmented:
- basic: simple, basic features, secure, affordable, suitable for more people
- advanced: extra features, super secure
Most HWW try to shoot at everything.
For most people even an intermediate solution like a TapSigner is suitable -- simple and affordable (in spite of the tradeoffs).