You should aim to have #bitcoin UXTOs of all kind of sizes (e.g. 100K , 1M, 10M+ sats), and only consolidate the smaller ones when you already have a lot of them and fees are 1 sat/vB.
Discussion
It is smart to think about your UTXO sizes.
It could be smart to also think about a LN position.
If fees explode, and/or memory pool becomes huge, it could be smart to have some months worth of expenses on LN.
