also quite ineffective for large amounts 😁

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Lol I'd read your first reply as XRP. Was about to mute

they probably swap into monero anyway

See, now there's your use case where there's a break from usd-pricing

isn't it still the relative fiat value?

minus fees?

how do you decide the swap rate without an agreed UoA?

isn't that UoA dollars?

Not sure, again I don't do anything even remotely illegal 😇

But it seems to be a marketplace that values the properties of xmr enough that there's a gap in fiat pricing that the usual arb/friction doesn't explain. Assuming the claim is true, of course.