Contrary to popular belief, there are TWO areas of consideration with UTXOs
1. Future transaction fees
You want a smaller amount of larger UTXOs to save future transaction fees
2. Future privacy concerns
You want a larger amount of smaller UTXOs to protect your privacy (backwards and forwards)
My advice to clients?
Have a good mixture of UTXOs
Some fattys for your generational sats and some small ones for future spending and/or lending
And if you have a bunch of big ones or a bunch of small ones, do not panic. Just change your strategy going forward!