Live within your means!
Don't get into debt!
Debt has been the most effective method in history to make slaves/serfs.
Yes!!
Proverbs 22:7 The rich ruleth over the poor, and the borrower is servant to the lender.
Whether religious or not this stands true.
The pattern is clear enough that many religions consider debt as an evil.
Im not a thiest but I dislike the psychology/philosophies behind it.
Debt is the idea that the future is, or wont be, as important as the current moment is now. It is usually a momentary hedonistic attempt to avoid pain now while ignoring the future pains it will cause. They take from their future to pay for the now.
Instant gratification is a mindset I dislike.