Self-custody is the way… except for when it comes to receiving zaps… for now… For that custodial wallets are still the only viable solution for the average user. Hopefully that changes. But until it does it is bad advice to tell new users to only use Phoenix/Breez/Mutiny on Nostr, and it shows your ignorance of reality.
A mix of both is fine. Definitely want to keep non custodial for larger sums and cold storage for the stack.
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