The money in your bank isn't yours. The money in your bank isn't there.

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Go in for 10k in cash & walk out with a cashier's check bleeding from the ass.

I'm lucky in the past I never had issues getting out my cash. I don't think I would handle that well. 😅

I only keep 2 months expenses in there. Everything was lost in a horrible boat accident.

I already did. I keep enough fiat around for small transactions, but no large amounts for sure.

Money in your bank is not money its not there and its not yours

Yup. AFAIK there's no place that just stores your money and doesn't invest it it whatever.

O dinheiro do seu banco sequer existe.